Chances are, you or someone you know is facing the possibility of foreclosure. But you need to understand that you are not alone.
Today, nearly 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.
Through my experience handling distressed properties, I've found that homeowners today have more questions than answers about their circumstances. I have created this site to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.
You may also have noticed that I'm offering you a FREE Resources to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.
As an agent with the CDPE® Designation, I have a strong and unique appreciation of the factors affecting the market, and know that there are options available to you.
I am here to help... in any way I can.
RUDY L. KUSUMA
, CRS, GRI, R.E. MASTERS
Certified Distressed Property Expert®
Sr. Foreclosure Prevention Consultant
California Real Estate Broker Lic# 01820322
Areas of Practice:
Rudy L. Kusuma specialize in complex transactions representing property owners (residential and commercial) in disposition of their real estate, and has significant experience in foreclosure prevention, pre-foreclosure, short sales, and REOs.
Rudy has the passion, knowledge, and experience in helping homeowners to avoid foreclosure. In today's real estate market, he has successfully negotiated more than $30 million of distressed sales with lenders nationwide, including Bank of America, Wachovia, Wells Fargo, Citi Mortgage, Suntrust, CHASE, Bank of the West, East West Bank, HSBC, PMC Mortgage, and many more.
Masters in Commercial Properties, Lipsey School of Real Estate
Masters of Business Administration in Marketing, California American University
Bachelor of Science in Mathematics, University of Wisconsin - Madison
Award in General Business Studies, University of California - Los Angeles
Certified Residential Specialist (CRS), National Association of REALTORS ®
Graduate REALTOR® Institute (GRI), California Association of REALTORS ®
Real Estate Masters (R.E. Masters™), California Association of REALTORS®
Specialized Training & Certifications:
REO Default Certified Professional (RDCPro™), Default School
Five Star Short Sale and REO Certified, The Five Star Institute
Certified Distressed Property Expert® (CDPE), The Distressed Property Institute
"Making Home Affordable" Certified HAFA Specialist, AssetPlan USA / California Association of REALTORS®
Pre-Foreclosure Specialist Certified (PSC), PartnerFirst Nationwide Real Estate Network
Short Sales and Foreclosure Resource (SFR) certification, National Association of REALTORS®
Rudy L. Kusuma provides numerous public resources regarding how to avoid forclosure and the short sale process. His expert advice have been published by community newspapers, including: Indonesia Media, Mid Valley News, Temple City Life, Temple City Tribune, Arcadia Weekly, Monrovia Weekly, El Monte Examiner, San Gabriel Sun, Duarte Dispatch, Rosemead Reader, Azusa Beacon, Around Alhambra.
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